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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 405-330-2626.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Professionalism
“He is available, responds promptly to calls and most importantly follows up immediately on all promises.”
Chuck and Mona McCune
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Charles Tritthart is one of The
Top Selling Real Estate Experts™
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|  | | | Edmond Board of Realtors 1999 REALTOR OF THE YEAR | |
Request My Free Relocation Package. Don't Move To Oklahoma City, Edmond and Deer Creek Without It!  I've helped many, many individuals and families relocate from and to Oklahoma City, Edmond and Deer Creek. Contact me and I'll get you an extensive Relocation Information Package for Oklahoma City, Edmond and Deer Creek. Or I can put you in touch with a top real estate agent in the area where you are relocating. Call me, email me, or fill out the form below, and I'll get right to work helping you! If you're military and transferring into the Oklahoma City area, Tinker Air Force Base is located 20 minutes south of Edmond in Oklahoma City. It is one of the premiere inter-servicing facilities for the Department of Defense. Nearly 24,000 civilian and military personnel assigned to Tinker make it the state's largest single employer with an economic impact of $1.643 billion to the metro area and surrounding communities, such as Edmond. In fact, over 600 military and civilian personnel assigned to Tinker Air Force Base call Edmond home for the high-quality schools, home selection and community atmosphere. Edmond maintains a strong partnership with Tinker Air Force Base through civic support programs such as COMMSTAR and sponsorship of Tinker's quarterly base-wide awards program, both designed to promote interaction between the military and civilian communities. For more information on military relocation please email me. Are you new to the area? Request my FREE package of Oklahoma City, Edmond and Deer Creek relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...
Financing Your Home >ARMs
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
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